International Travel Insurance

Medical Access Abroad

Since accessing medical and emergency assistance can be difficult and expensive while traveling abroad, Rutgers requires all students traveling internationally to purchase ISOS Medical international health insurance.

Students enrolled in the Rutgers Study Abroad program are automatically covered by ISOS Medical.  Other students who are planning to travel overseas and who are not enrolled in Study Abroad must contact the Department of Risk Management & Insurance to enroll in this required coverage at a cost of $1.10 per travel day overseas per person.  

To enroll, you must complete the ISOS Medical Roster Template Form [XLSM] and email it to Matt Spaventa along with a check made payable to Rutgers, The State University of New Jersey for $1.10 x number of days you will be overseas.  Alternatively, departments can issue a Journal Entry as a form of payment.  The enrollment roster and the payment must be received by Risk Management at least two weeks prior to the trip departure.

  • Covers injury or illness up to $500,000
  • There is a $0 deductible for each injury or illness claimed
  • Cashless transaction if an ISOS network provider is utilized for service
  • Nonessential services (e.g. dental cleaning, acne treatments, check-ups, etc.) are not covered
  • THIS TRAVEL POLICY CANNOT BE USED TO WAIVE THE STUDENT HEALTH INSURANCE PLAN 

Travelers should download and print the ISOS ID card [PDF] that can be used to access International SOS's resources.  Please keep this card on you at all times while abroad (place in wallet, etc.).  For detailed information on the ISOS Medical international health insurance program, refer to the ISOS Medical Brochure [PDF].  You may contact the Department of Risk Management & Insurance with any questions about enrollment or contact International SOS at 1-215-942-8000 with questions about coverage.

Emergency Travel Assistance

Risk Management has also contracted with International SOS to provide emergency security travel assistance services to university travelers abroad.  The International SOS membership is provided at no charge to University travelers (on official university business).  An ISOS ID card [PDF] can be downloaded and printed.  The ID card can be utilized to access the International SOS website and also for accessing their services abroad.  Please keep the ISOS ID card [PDF] on you at all times (place in your wallet, etc.).  It is highly recommended that travelers and trip leaders familiarize themselves with the International SOS services and website prior to departure.

International Travel Registration for Graduate Fellows

Prior to departure on international travel, all Graduate Fellows must register through the MyTrips International Travel Registration Site

International Travel Registration for Student Groups

Prior to departure on international travel, all Student Group Trip Leaders are to inform the Department of Risk Management & Insurance.  Contact Matt Spaventa at 848-932-3008.